Terms of Participation

By visiting this website and possibly purchasing products or services you (herein referred to as “Client”) agree to the following terms stated herein.

Program/Service

Family Secure LLCor Meighan Adams (herein referred to as “Company”) provides this website to deliver information, quotes, and assistance regarding insurance products (herein referred to as “Services”). Client agrees to abide by all policies as outlined in this agreement as a condition of using our website and Services.

Disclaimer

Client understands the agent represented and Company, is not an employee, agent, legal professional, manager, public relations or business manager, or financial analyst or accountant. Client understands that Consultant has not promised, shall not be obligated to and will not; (1) procure or attempt to procure employment or business or sales for Client; (2) Perform any business management functions including but not limited to, accounting, tax or investment consulting, or advice with regard thereto; (3) act as a therapist providing psychoanalysis, psychological counseling or behavioral therapy; (4) act as a public relations manager (5) act as a publicist to procure any publicity, interviews, write-ups, features, television, print or digital media exposure for Client; (6) introduce Client to Consultant’s full network of contacts, media partners or business partners. Client understands that a relationship does not exist between the parties after the conclusion of this program. If the Parties continue their relationship, a separate agreement will be entered into.

Fees or promises

There are no fees, charges or promises made to request a quote and get any subsequent information.

Refund Policy

There is no refund necessary as there is no product or service to buy on the website. Any sales or products purchased after contacting or being contacted by an agent are the responsibility of the customer and agent, not [email protected], Meighan Adams.

Confidentiality

The Company respects Client’s privacy and insists that Client respects the Company’s and Program Participants (herein referred to as “Participants”). Thus, consider this a mutual non-disclosure agreement. Any Confidential Information shared by Program participants or any representative of the Company is confidential, Proprietary, and belongs solely and exclusively to the Participant who discloses it. Parties agree not to disclose, reveal or make use of any Confidential Information or any transactions, during discussions, on the forum or otherwise. Confidential Information includes, but is not limited to, information disclosed in connection with this Agreement, and shall not include information rightfully obtained from a third party. Both Parties will keep Confidential Information in strictest confidence and shall use the best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, espionage, loss and theft. Client agrees not to violate the Company’s publicity or privacy rights. Furthermore, Client will NOT reveal any information to a third party obtained in connection with this Agreement or Company’s direct or indirect dealings with Client including but not limited to; names, email addresses, third-party company titles or positions, phone numbers or addresses. Additionally, Consultant will not, at any time, either directly or indirectly, disclose confidential information to any third party. Both parties agree to protect and keep all shared personal or contact information strictly confidential.

SMS Program & Messaging Use Cases

We respect your privacy. Family Secure LLC does not sell, rent, or share your mobile number or SMS consent data with third-party partners, affiliates, or external vendors for their own marketing or promotional purposes. Your opt-in consent for mobile messaging is used strictly for communications directly between you and our agency.By opting in to receive SMS communications from us, you agree to enter our mobile messaging program.

Program Description: We use text messaging to provide efficient, direct communication with individuals who have explicitly requested information from our agency. This program allows us to deliver the services, quotes, and assistance you have actively inquired about.

Specific Use Cases: Messages sent through this program may include, but are not limited to:

Inquiry Follow-ups: Delivering requested insurance quotes, plan details, and follow-up information regarding forms submitted on our website.

Appointment Reminders: Sending confirmations and reminders for scheduled phone consultations or policy reviews.

Customer Support & Service: Answering direct questions, providing account or application status updates, and delivering customer service.

Account Alerts: Sending text notifications regarding policy updates, billing changes, or administrative notices.

Message Frequency: Message frequency varies based on your interactions with us, the status of your inquiries, and the specific services you have requested. We do not spam or send continuous unsolicited messages.

Fees: We do not charge for our text messaging service; however, standard message and data rates may apply from your mobile carrier depending on your specific mobile plan.

How to Opt-Out (Instructions to Stop Messaging)

You can cancel and opt-out of our SMS program at any time.

To Stop Messages: Simply reply with the exact keyword STOP to any text message you receive from us. This is the only keyword our automated system recognizes to process your request.

Confirmation: After you send the message STOP, we will send you a single, final SMS message to confirm that you have been successfully unsubscribed from our mobile program. After this confirmation message, you will no longer receive any further text messages from us unless you explicitly opt back in through a website form.

Alternative Keywords: Please note that our system does not accept other phrases or keywords (such as "cancel," "end," or "please stop"). To guarantee your number is removed instantly, you must reply with the single word STOP.

Mobile Messaging Disclosures & Terms

1. Message and Data Rates

We do not charge a fee to participate in our mobile messaging program. However, standard message and data rates may apply from your wireless provider. Depending on your mobile plan, your carrier may charge you for receiving or sending text messages. By opting into our program, you acknowledge that you are responsible for all such text messaging fees, data charges, and related taxes imposed by your mobile provider.

2. Carrier Liability Disclaimer

Deliveries of SMS text messages are subject to effective transmission from your wireless service provider. We, along with the mobile carriers (including, but not limited to, AT&T, T-Mobile, and Verizon), are not liable for delayed, misdirected, or undelivered messages. Technical interference, network coverage, or carrier system maintenance may affect message delivery, and we cannot guarantee 100% real-time message receipt.

3. Age Restriction (18+)

You must be at least 18 years of age to opt-in, receive mobile messages, or participate in our SMS program. By submitting your phone number and providing explicit consent on our website forms, you represent and warrant that you are at least 18 years old and possess the legal authority to sign up the mobile number provided. If you are under the age of 18, you are strictly prohibited from opting into this messaging program.

Independent Contractors Status

Nothing in this Agreement is to be construed as creating a partnership, venture alliance, or any other similar relationship. Each party shall be an independent contractor in its performance hereunder and shall retain control over its personnel and the manner in which such personnel perform hereunder. In no event shall such persons be deemed employees of the other party by virtue of participation or performance hereunder.

Force Majeure

In the event that any cause beyond the reasonable control of either Party, including without limitation acts of God, war, curtailment or interruption of transportation facilities, threats or acts of terrorism, State Department travel advisory, labor strike or civil disturbance, make it inadvisable, illegal, or impossible, either because of unreasonable increased costs or risk of injury, for either Company to perform its obligations under this Agreement, the Company’s performance shall be extended without liability for the period of delay or inability to perform due to such occurrence.

Severability/Waiver

If any provision of this Agreement is held by to be invalid or unenforceable, the remaining provisions shall nevertheless continue in full force. The failure of either Party to exercise any right provided for herein will not be deemed a waiver of that right or any further rights hereunder.

Miscellaneous

LIMITATION OF LIABILITY. Client agrees they use the Company’s services at their own risk. Client releases Company, its officers, employees, directors, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, Instructors, guides, staff, Participants, and related entities any way as well as the venue where the Programs are being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter “Releases”) from any and all damages that may result from any claims arising from any agreements, all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from participation in the Programs. Client accepts any and all risks, foreseeable or unforeseeable. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of Company’s services or enrollment in the Program. Company assumes no responsibility for errors or omissions that may appear in any of the program materials.

Non-Disparagement

The Parties agree and accept that the only venue for resolving such a dispute shall be in the venue set forth herein below. The parties agree that they neither will engage in any conduct or communications with a third party, public or private, designed to disparage the other. Neither Client nor any of Client’s associates, employees or affiliates will directly or indirectly, in any capacity or manner, make, express, transmit speak, write, verbalize or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statement of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, the Company or any of its programs, members, owner directors, officers, Affiliates, subsidiaries, employees, agents or representatives.

Assignment

Client may not assign this Agreement without express written consent of Company.

Modification

Company may modify terms of this agreement at any time. All modifications shall be posted on the Company’s website and purchasers shall be notified.

Termination

Company is committed to providing all clients in the Program with a positive Program experience.

Indemnification

Client shall defend, indemnify, and hold harmless Company, Company’s officers, employers, employees, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements – which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the product(s), excluding, however, any such expenses and liabilities which may result from a breach of this Agreement or sole negligence or willful misconduct by Company, or any of its shareholders, trustees, affiliates or successors. Client shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. Client recognizes and agrees that all of the Company’s shareholders, trustees, affiliates and successors shall not be held personally responsible or liable for any actions or representations of the Company.

Resolution of Disputes

All claims against Company must be lodged within 100-days of the date of the first claim or otherwise be forfeited forever. The arbitration shall occur within ninety (90) days from the date of the initial arbitration demand. The parties shall cooperate to ensure that the arbitration process is completed within the ninety (90) day period. The parties shall cooperate in exchanging and expediting discovery as part of the arbitration process. The written decision of the arbitrators (which will provide for the payment of costs) will be absolutely binding and conclusive and not subject to judicial review, and may be entered and enforced in any court of proper jurisdiction, either as a judgment of law or a decree in equity, as circumstances may indicate. In disputes involving unpaid balances on behalf of Client, Client is responsible for any and all arbitration and solicitor fees.

Equitable Relief

In the event that a dispute arises between the Parties for which monetary relief is inadequate and where a Party may suffer irreparable harm in the absence of an appropriate remedy, the injured Party may apply to any court of competent jurisdiction for equitable relief, including without limitation a temporary restraining order or injunction.

Notices

Any notices to be given hereunder by either Party to the other may be effected by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Notices delivered personally shall be deemed communicated as of the date of actual receipt; mailed notices shall be deemed communicated as of three (3) days after the date of mailing. For purposes of this Agreement, “personal delivery” includes notice transmitted by email. Email: [Your Email]. This Agreement shall be binding upon and inure to the benefit of the parties hereto, their respective heirs, executors, administrators, successors and permitted assigns. Any breach or the failure to enforce any provision hereof shall not constitute a waiver of that or any other provision in any other circumstance. This Agreement constitutes and contains the entire agreement between the parties with respect to its subject matter, supersedes all previous discussions, negotiations, proposals, agreements and understandings between them relating to such subject matter. These Terms and Conditions are governed by United States Law and any dispute shall be subject to the exclusive jurisdiction of the United States Courts.

If you do not understand or agree with any of these conditions, please do not order this material. If you require further clarification, please contact [email protected].

Duty to Read

I accept that under this agreement, I have a duty to read this sales agreement and disclosure policy, and have done so. Furthermore, I understand and accept that I am precluded from using lack of reading as a defense against all remedies contained herein.